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Debt Consolidation Advice, Help and News from Debt Advisers Direct
- Compare debt solutions: IVAs, debt management and debt consolidation March 16, 2010Different debt problems require different solutions. Someone who`s genuinely unable to repay what they owe is in a completely different situation to someone who just doesn`t want to spend time keeping track of multiple debts when they could replace them all with a single, larger debt. Here`s a brief look at three of the most common debt solutions: IVAs (Ind […]
- Will consolidating my debts affect my credit rating? March 16, 2010If you have multiple debts and you`re finding it hard to keep track of all your outgoings - or if you want to reduce your outgoings and improve your financial wellbeing - you may have considered taking out a debt consolidation loan. Debt consolidation loans can make a big difference to your finances - but remember that they`re not right for everyone, and yo […]
- Debt: living on `financial precipice` March 15, 2010According to research by YouGov, commissioned by credit reference agency Callcredit, 26% of mortgage holders would be unable to make repayments to their mortgage debt if their monthly income was to drop by up to £300. The findings also revealed that one in eight adults aged 35-44 has deliberately `over-inflated` their income so lenders would allow them to […]
- Cost of servicing fixed-rate mortgage debt at six-year low March 10, 2010According to figures from the Bank of England (BoE), the cost of servicing a two-year fixed-rate mortgage debt fell to a six-and-a-half-year low in February, The Independent reports. The figures revealed that the average cost of a two-year loan fell from 3.97% in January to 3.88% in February - its lowest level since July 2003. The cost of servicing a five- […]
- Rise in cost of taking on unsecured debt March 8, 2010According to figures from the personal finance group Defaqto, the cost of taking on unsecured debt - specifically personal loans - has jumped by 42% over the past two years, The Independent reports. The figures revealed that the APR (Annual Percentage Rate) on a £5,000 loan has increased from 9.8% to 13.9% during the past two years. This means the cost of […]