Manage Credit Card Debt by Transferring Your Balances to One Card

Credit card debt is one of those things that can sneak up on you before you even realize it. If you have found yourself in a situation where you have credit card balances on multiple cards now might be a good time to think about consolidating your debt.
By taking advantage of balance transfer credit cards you can combine all of your current balances into one single balance. You will no longer have to pay multiple annual fees or worry about making payments to several credit card providers. With ease you will be able to understand how much you owe and formulate a plan to begin shrinking your debt.
One of the greatest rewards for choosing to transfer your balance to a single card is choosing a card that has special balance transfer incentives. Several cards offer no interest on balance transfers for up to six months. There are other cards that offer a very low two to three per cent interest rate on balance transfers but over a longer period of time such as twelve months. For example, Citibank credit cards offers a Citibank Clear Card that has a low interest rate and a zero per cent interest rate for six months.

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Debt Consolidation Advice, Help and News from Debt Advisers Direct

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• Rising household costs could pressure people in debt August 10, 2010
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  According to a report by actuaries LCP, an entire generation of workers may be left with little money to retire on because companies haven`t reduced their pension debts, lv.com reports. £17.5bn was paid into employee pension pots by large firms during 2009 - which helped slash the top 100 firms` overall pension debt by around 50%, to £51bn. However, as t […]